Privacy Policy

Introduction

Wonder Capital Pte Ltd (“Wonder Capital”, “we”, “our”, or “us”) respects your privacy and is committed to protecting your personal data in accordance with the applicable laws and regulations of Singapore, including the Personal Data Protection Act 2012 (“PDPA”). This Privacy Policy explains how we collect, use, disclose, process, and safeguard your information when you use our services, website, fintech platforms, card issuing solutions, payment services, onboarding services, and related products.

Information We Collect

We may collect personal information, corporate information, financial and compliance information, and technical information including IP address, device information, browser type, login records, cookies, and website analytics.

How We Use Your Information

We use information to provide fintech and payment-related services, facilitate card issuing and onboarding, conduct KYC verification, comply with AML and counter-terrorism financing obligations, process transactions, communicate with users, improve systems, detect fraud, and meet legal and regulatory requirements.

Compliance & Regulatory Screening

Wonder Capital may conduct sanctions screening, PEP screening, adverse media checks, compliance and fraud monitoring, and ongoing transaction monitoring. We reserve the right to reject, suspend, or terminate services where regulatory or compliance concerns arise.

Disclosure of Information

We may share your information with licensed banking partners, payment processors, card issuing partners, regulatory authorities, compliance service providers, legal and professional advisors, and technology or cloud infrastructure providers. We do not sell personal data to third parties.

International Data Transfers

Your information may be transferred, processed, or stored outside Singapore where necessary for service delivery. We take reasonable steps to ensure overseas recipients provide protection comparable to Singapore PDPA requirements.

Data Retention

We retain information for as long as necessary to provide services, fulfill legal and regulatory obligations, resolve disputes, and prevent fraud and financial crime. Compliance-related records may be retained for the minimum period required by applicable laws and regulations.

Data Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect personal information against unauthorized access, loss, misuse, disclosure, alteration, and destruction. No electronic transmission or storage method is completely secure.

Your Rights

Subject to applicable laws, you may request access to your personal data, correct inaccurate information, withdraw consent where applicable, or request deletion where legally permissible.

Cookies & Website Analytics

Our website may use cookies and similar technologies to improve user experience, analyze website traffic, maintain platform security, and personalize services.

Third-Party Services

Our services may integrate with third-party banking, payment, fintech, or software providers. We are not responsible for the privacy practices of third-party platforms or websites.

Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

Updates to This Privacy Policy

We may update this Privacy Policy from time to time without prior notice. The latest version will always be published on our website.

Contact Us

For privacy, compliance, or data-related enquiries, contact Wonder Capital Pte Ltd at support@wondercapital.tech or visit www.wondercapital.tech.